Tuesday, April 28, 2009

Health Insurance
for Graduating Law Students

The American Bar Association has announced that student health insurance is available for up to one year after graduation. However, you must act now!

According to the ABA statement:

Numerous graduating third year law students who are either currently unemployed or on deferred employment have inquired about the availability of health insurance from the ABA Law Student Division. For many of these law student graduates, their current health insurance will expire this summer and without employer health insurance, they will be uninsured for an indefinite period of time.

The ABA Law Student Division health insurance plan with UnitedHealthcare Student Resources (UHCSR) offers a health insurance coverage extension for up to one year from the student’s graduation date PROVIDED the student is currently carrying this plan AND there is no break (lapse) in coverage between the date of graduation and the first day of this one-year extension.

Graduating law students who are not currently carrying this health insurance coverage with the ABA Law Student Division UHCSR plan may still qualify for the graduate extension by purchasing the last quarter of the health plan before graduating. Enrollment in the plan prior to graduation is an ABSOLUTE requirement of the carrier. Students may view the health plan benefits here.

For more information regarding this benefit and a pro-rated premium amount that will provide coverage for 12 months from the date of graduation, students may call UHCSR at 1-800-505-5450.

Two simple steps –

1. This program is offered to ABA Law Student Division members only. If not currently enrolled in the ABA – students may join by calling 800.285.2221 or going here.

2. If not currently enrolled in UnitedHealthcare Student Resources – students should sign up now while still a student and before graduation for the last quarter (90 days) of the current plan, in order to be eligible for the graduate extension. Eligibility requires being a law student – not a graduate; being enrolled in an ABA-approved law school and being a member of the ABA. Students enrolling (or already enrolled) must request the graduation extension which will be expire one year from the student’s graduation date. Please keep in mind that there can be no break in coverage from the original plan and the extension. UHCSR will calculate a pro-rated premium for that graduation extension coverage. For a copy of the plan benefits, go here.

No comments: